On: Kiva Now Allows You to Lend to US Small Businesses

[robg]

What are the regulatory obstacles to running a business that does offer a small return? I have to assume there are some, no, or else you get loan sharks.

[callmeed → robg]

That's what Prosper was doing but the SEC forced them to temporarily stop lending and jump through more hoops.

http://www.techcrunch.com/2008/11/26/sec-outlines-its-reason...

I'm not sure where they sit now, but when you browsed Prosper you could find people requesting loans for business (not just personal items like cars).