You have to be a bit careful talking about things in terms of "working hard" since this is hard to define.
Apart from a few who have inherited enough wealth to throw it all at a financial advisor and say "Keep me solvent so I can chill and do coke for the rest of my life" you're going to have to do something.
Some might consider spending long hours doing research as to the best way to get the most growth out of your money to be hard work. Whereas others may think that anything which isn't back breaking manual labour isn't really work at all.
Exactly - I used to feel guilty that I wasn't "getting my hands dirty" and instead working in front of a computer all day. Then it comes out that actually sitting all day might be bad for your health. Someone will undoubtedly chime in with the whole "market value" argument. But one point has always stuck with me: the right decisions are important, but how much work would get done with "the right decisions" and no one to execute them? Is making the right decision really worth more than all the work to implement it?
Apart from a few who have inherited enough wealth to throw it all at a financial advisor and say "Keep me solvent so I can chill and do coke for the rest of my life" you're going to have to do something.
Some might consider spending long hours doing research as to the best way to get the most growth out of your money to be hard work. Whereas others may think that anything which isn't back breaking manual labour isn't really work at all.