Start putting away money now in to savings and/or index funds. Make it automatic if possible. Compound interest is a hell of a thing, and starting now can make a huge difference. At the very least, make sure you've got money set aside as an emergency fund.
Be disciplined about what you spend your money on. Don't buy things you can't afford. Think hard about if the thing you want to buy is a a "want" or a "need". (I.e. I want a new phone all the time, but if I'm honest with myself, I don't need one. So I don't buy one). You may need a car, but you likely don't need a brand new one when you can get one second hand for significantly cheaper, even ones just a few years old.
Always pay your credit card bill every single month.
Just being disciplined with money doesn't necessarily mean missing out on stuff in life, but it will mean way less stress, and being able to comfortably know if you can actually afford something.
Start putting away money now in to savings and/or index funds. Make it automatic if possible. Compound interest is a hell of a thing, and starting now can make a huge difference. At the very least, make sure you've got money set aside as an emergency fund.
Be disciplined about what you spend your money on. Don't buy things you can't afford. Think hard about if the thing you want to buy is a a "want" or a "need". (I.e. I want a new phone all the time, but if I'm honest with myself, I don't need one. So I don't buy one). You may need a car, but you likely don't need a brand new one when you can get one second hand for significantly cheaper, even ones just a few years old.
Always pay your credit card bill every single month.
Just being disciplined with money doesn't necessarily mean missing out on stuff in life, but it will mean way less stress, and being able to comfortably know if you can actually afford something.