My point is that they are obviously intending to go after both business and paym...

My point is that they are obviously intending to go after both business and payments. If there is a gap it’s not because they don’t want to go there. If you’re judging them on what you can use now then you’re discounting a massive intent for change and a lot of money to make it happen.

Feel free to revisit this in 24 months. Facebook cannot afford to leave WhatsApp in an easily copied state.