The TPM doesn't live "on the motherboard"; it lives in the Intel chipset. It's not something you just elect not to mount on your board.
Even if it was elective --- and again it isn't --- it helps most consumers more than it hurts. Modders are perhaps 1% of the market. Considerably more than 1% of the market wants full disk encryption and two-factor auth to their bank accounts, both things that the TPM offers.
Even if it was elective --- and again it isn't --- it helps most consumers more than it hurts. Modders are perhaps 1% of the market. Considerably more than 1% of the market wants full disk encryption and two-factor auth to their bank accounts, both things that the TPM offers.