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Does it lead to overspending? Since you have your pocket money - then you need to spend it?


If budgeted for properly, this should in their reduce overspending because the amount you can freely spend is one you've previously accounted for as "an appropriate amount."


My wife and I use the same system, and I would say no. We both tend to save ours and then spend more some months than others.


I think I get too little of it for that :-)




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