I agree. MMM is completely unhelpful for someone who is not already in a great position.
If you have great income and you want to retire early by saving on some big expenses, MMM probably has some good advice for you.
If you are relatively poor and you're trying to figure out how to pay off your student loans, fix your beater that you need to get to the office, and afford health insurance, while having essentially zero money left over, MMM's advice is essentially worthless. It's like telling a homeless guy with no jacket, "Why are you cold? Just put a jacket on."
If you have great income and you want to retire early by saving on some big expenses, MMM probably has some good advice for you.
If you are relatively poor and you're trying to figure out how to pay off your student loans, fix your beater that you need to get to the office, and afford health insurance, while having essentially zero money left over, MMM's advice is essentially worthless. It's like telling a homeless guy with no jacket, "Why are you cold? Just put a jacket on."