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We absolutely should get rid of the idea that a "full time" job has benefits and stuff. Compensation should stay about the same, it just shouldn't come in the form of benefits.



Just to be clear. The reason this happens is because insurers like groups that don't have terrible self selection biases towards sick people. Buying insurance as an individual means the insurance company is worried you are a soon to be expense.


>Buying insurance as an individual means the insurance company is worried you are a soon to be expense.

Really worth noting that this is a non-issue in many (most?) countries with healthcare systems that function differently from that in the US.


There are also tax advantages.

And it makes overtime cheaper by moving some of the base compensation out of the hourly wage.




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