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I think there's a difference between lot and luck though. Lot is what you have before, luck is what you get during.

To crib from Warren Buffet [1], imagine a coin flipping contest. Everyone bets $1 and calls the flip of a coin. Miss and you're out. Betting pool is distributed among everyone else.

20 rounds in, there are 215 people with a few hundred thousand dollars made from a $1 investment and some time.

It's pure luck. They weren't even the one flipping the coin so couldn't have influenced the 50:50 chance even if they tried. That's luck.

Fortune is when you both bet and flip the coin and find a technique to influence the flip to be 40:60 in your favor and it works out.

Lot is when your dad gives you $100k to start a business.

[1] http://www.fool.com/investing/value/2010/03/19/warren-buffet...



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