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I regard the bullet points you listed under "Always afraid of innovation" as features, not bugs. If it matters am Romanian, but I never really fully understood why people would willingly make public their most personal details, which is what happens when you purchase everything by CC: someone, somewhere, knows if you're a man or a woman, if you eat kosher food or not, if you're in a stable relationship, if you're depressed, if you're an alcoholic, if you have eating disorders etc etc.



The funny thing is Germans love loyalty programs tracking their exact purchases but don't want their bank to know the purchase amount.




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