I regard the bullet points you listed under "Always afraid of innovation" as features, not bugs. If it matters am Romanian, but I never really fully understood why people would willingly make public their most personal details, which is what happens when you purchase everything by CC: someone, somewhere, knows if you're a man or a woman, if you eat kosher food or not, if you're in a stable relationship, if you're depressed, if you're an alcoholic, if you have eating disorders etc etc.