Think about where you want to be 3-5 years from now. From an IRR and ROI perspective, not all colleges are equal and often trade schools yield higher relative returns. You definitely have a lot of capital and can invest in future endeavors. Try to apply for a software internship for the summer -- strong way to gain hard skills and determine whether tech life is a good fit.
I run a dev shop called Bauhaus Labs (bauhauslabs.com) we build mobile and web apps. Looking for extra hands on deck, open to part time, REMOTE, and INTERNS. If you have exp with react, react native, rails or python, hit me up! Email is contact@bauhauslabs.com
Fascinating article on insurance? Why do you think insurance companies are behaving in this manner and what do you think the solution is? Single payer, universal healthcare? Maybe something similar to the UKs NHS?
Been there, done that. I think "cool" and "hip" do not work well here. Switzerland figures as one of the most innovative countries worldwide and when I realised that it didn't really feel like that, I did some research. It looks like most patents are filed by large international corporations (https://www.swissinfo.ch/eng/business/intellectual-property_...). Swiss love come together to talk about "cool" and "hip" stuff, but actually changing how things are done seems to be very difficult.
If you need simple scraping, I like traditional http request lib. For more robust scraping (ie clicking buttons / filling text), use capybara and either phantomjs or chromedriver - easy to install using homebrew!