I have been trying out Lunch Money. It's pretty much a YNAB clone but seems to be more developer focused (uses mono space fonts and has API). It uses Plaid just like YNAB, but somehow auto import seems to more reliable on some banks.
Very interesting application. I am not sure if you guys have looked into this, but there is a Python library that can detect timestamps on word level if given the audio and transcript. It's pretty accurate for English: https://github.com/readbeyond/aeneas
Here is my referral link: https://lunchmoney.app/?refer=goipolll