Fidelity’s brokerage business would be covered by SIPC, which would include its cash management accounts. They also likely sweep cash out to FDIC-insured accounts. More importantly though, Fidelity is large enough that you’re unlikely to need that insurance, and that’s really how I’d prefer to approach this.
Yeah we can look at 2008 and say no institution is safe, but if there’s risk everywhere, I’ve just got to try and minimize that as best I can. Fidelity didn’t give me any sort of scare that year fwiw. Disclosure: I’ve been using Fidelity for basically all of my money for most of my career now, including cash management.
I've been just screwing around and building little apps, mostly seeing how quickly I can get something going using ChatGPT or Claude. Seems like Claude in particular is great with code. The most recent thing I did was a little app [0] to help one of my parents log their blood pressure readings easily, since they had to do it a few times a day in different positions and such. I've used that as an excuse to learn how to make something really basic, single task, easy to use for folks that aren't so great with technology. I'm also trying to learn a bit more about accessibility in web development, which this is helping me do.
I just saw Rancid, Smashing Pumpkins and Green Day. All on the same tour. It was amazing to have that much of the first half of my life in one stadium.
Green Day are still in their prime in terms of a live show. Yeah it’s not 3 kids packing a basement anymore, but they absolutely crushed Dookie in their 50s. I felt not old for a couple of hours.
Me too (Oracle Park), and I also relate to the not feeling old for a couple of hours - except the few times when I saw parents bring their kids to this show, and the kids were definitely not older than like, nine or ten, and were (!) mouthing the words to songs from Dookie.
Marketing is hard work, you have to identify who the target customer is and try to get inside their head. Whether you are trying for paid advertising or organic SEO or a bombastic pseudo-event like
it takes some combination of money, time, energy, elbow grease and creativity. Product Hunt offers a chance to bypass all that. It’s particularly seductive to the independent creator who hopes that can bypass the hard work of marketing altogether. (I am thinking right now of a friend who plans to post thousands of videos to Tik Tok without any marketing effort…)
The problem is not that it is hard to get on the front page, the problem is that there is no pot of gold at the end of that rainbow at all, not for a business which isn’t aimed squarely at the center of the crowd that wakes up and checks Product Hunt every morning (an app that promises you’ll frontpage PH? PH 2.0?)
I was just in Vienna for a week. I was surprised to see just how many people biked through the city. We obviously spent our time where the tourists do in the center, but how far out from there can you live in Vienna and still have what you said above remain true?
I don’t think the distance to the city center matters but the trips you take. A have a colleague who lives very far out but he cycles his kids by cargo bike to the daycare which isn’t too far away, then to the train before commuting into the center.
Yeah we can look at 2008 and say no institution is safe, but if there’s risk everywhere, I’ve just got to try and minimize that as best I can. Fidelity didn’t give me any sort of scare that year fwiw. Disclosure: I’ve been using Fidelity for basically all of my money for most of my career now, including cash management.
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