I implied a slightly scrambled chronology. To clarify, we kept the expensive COBRA coverage from my wife's old job in MD, because prior to ACA there were no good individual insurance options for her and the kids. Now, with ACA, we have an individual plan purchased from Florida Blue. It is very expensive, but not much more so than the two separate plans we had, and the better coverage, less confusion from the insurance being out of state, and having everyone on the same deductible and OOP max make it worthwhile.
