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I think there are a large number of people who are not necessarily a drain on society, but have taken positions that aren't tangibly productive because easy credit has meant that that's where the money is. I know a lot of financial professionals, real estate agents, insurance salesmen, and corporate lawyers who are very bright and hardworking, but just shuffle money around all day instead of building things people will use, because that's the path of least resistance to a well-paying job.

The financial industry in particular is filled with incredibly brilliant people who spend their days trying to figure out how to outsmart each other, the government, and the public at large instead of inventing things that make peoples' lives better. Wall Street could easily support another dozen Googles or so, but rather than organize the world's information, they prefer to use it to siphon off the world's money.



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