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Yeah not sure where the down votes are coming from, but I appreciate your response and I think it's great advice for the folks in this thread.

When I was in my early twenties I scraped together about $5K which I was planning to invest in the Google IPO and instead used it to buy my wife her engagement ring. Today that stock might have been worth $50K or more.

So while some may see it as lost opportunity, I've enjoyed a wonderful marriage for 10 years as a result of that decision, and I don't regret it one bit.



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