Damnit, why do we have to deal with this PayPal bullshit in this day and age? American banks need to get with the times and let people wire money straight to an IBAN number. Also, why the hell do they need my address?
You don't have to make an account. But it's still annoying that you have to go through an intermediary whose only raison d'être is that banks still suck. When there is a much more elegant and federated payment protocol out there and in use outside of the US.