That is correct, however when you apply for a mortgage the bank doesn't really add both incomes equally and the only reason we were able to borrow £300k is because I earn more than £50k.
Also, interest rates are extremely low at the moment and we will be paying only around 4%.
I prefer not to think what will happen if the BOE needs to raise interest rates.
Additionally if we want to have kids, that's another £12k per year per kid for a nursery if my gf wants to keep her job.
I never earned this much in my life and I never felt to financially insecure at the same time.
Also, interest rates are extremely low at the moment and we will be paying only around 4%.
I prefer not to think what will happen if the BOE needs to raise interest rates.
Additionally if we want to have kids, that's another £12k per year per kid for a nursery if my gf wants to keep her job.
I never earned this much in my life and I never felt to financially insecure at the same time.