Interesting article -- not for its message but for its structure. Author writes, "Apple pay is a bust". Charts supplied don't really support the argument. A bust compared to what? Still, it's an interesting hypothesis.
Then the author(s) ask a number of payment experts what they think. They all seem to say, "it's still early days, so the numbers don't look unreasonable." Basically they completely undermine the author's position.
The message I ended up with was the opposite of the headline.
