Hey, I didn’t want to suggest it’s about squeezing money. You are certainly correct, Apple is much more directly involved with in-app purchases, so they also take much more ownership and responsibility for it. (Though I would also argue that this has a lot to do with the status quo. In-app purchases were quite new and there were no expectations about how to deal with them and who gets what. Credit card transactions are old and established and to get in on them you have to be competitive when it comes to fees and at least as convenient.)