It's patchwork as doing all this is not intuitive, it needs to be explained, spec'd out, needs examples and requires a learning curve. I'm fine with the entities behind Stellar and totally not fine with the shady, questionable, and faceless ones behind Bitcoin! The only character I cared about within Ripple is now with Stellar - Jed McCaleb. Last thing - the distribution is not Ripple's fault, it's the uselessness of cryptos for the 99% of the population, which is leading the imminent crash and burn across the board!
