The first couple of rounds of insurance might be issued by a venture capital style fund rather than traditional insurance, as a necessary investment in the ecosystem to get the market underway.
There will of course be actuarial exercises involved, but rather than trying to predict everything and more and imposing unnecessarily limiting restrictions (which is not to say there shouldn't be any) on the development process, they'll accept the increased risk to get the feedback from actual daily use bootstrapped.
Once there's a better understanding of the issues that will occur in the real world, traditional insurers will join the fray.
There will of course be actuarial exercises involved, but rather than trying to predict everything and more and imposing unnecessarily limiting restrictions (which is not to say there shouldn't be any) on the development process, they'll accept the increased risk to get the feedback from actual daily use bootstrapped.
Once there's a better understanding of the issues that will occur in the real world, traditional insurers will join the fray.