The mobile experience on an iPhone left a bit to be desired. It was responsive, but not totally and I found myself panning incorrectly because of the use of modals (I.e. The phone was panning the background and not the modal). I can't emphasize enough how clunky it was. I was technically able to do everything but it was not a polished experience.
Also, it fails to ask if I have a home equity line of credit. I happen to have done an 80/10/10 when I bought my house. That makes it look as though I've got way more equity than I really do based on the questions. There is also no way to indicate if I want to consolidate said line of credit into a single mortgage as part of a refinance.
Also, as a self-employed freelancer, the paperwork to qualify for a loan was immense. If you can reduce that, that'd be awesome too.
Also my payment doesn't include escrow for taxes and insurance, so asking for that monthly number requires back of the envelope math to continue, as well as seeming like a distraction to me, since taxes and insurance likely won't be affected by a refinance.
The only other thing I can think of is being able to tweak numbers after seeing the proposed loans. But then again it's great for not even creating an account.
Great feedback on making it easier to dismiss the popups.
You can actually change some of the main numbers when you hit the loan results page. Did you not see the expandable section near the top? If not, that's great feedback and we'll make it clearer.
For the house I'm about to buy, it says the mortgage would be 1730$. That would be extremely nice, except that I have 830$ of monthly taxes.
So it's actually no where near that.
But still, pretty cool.
Also it failed at the first hurdle for me. I don't rent or own. (I am deposit saving with in-laws)
I said, "refinance", so maybe "When are you looking to refinance?".