The difference between the Forbes article and the Economist article is the Economist article cites facts and figures.
Economies tend to be more complicated than you think. For example: ATMs may have led to an increase in banking activity, and a perception of greater value for bank accounts, which may have actually led to a greater demand for local branches and thank tellers.
Economies tend to be more complicated than you think. For example: ATMs may have led to an increase in banking activity, and a perception of greater value for bank accounts, which may have actually led to a greater demand for local branches and thank tellers.