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Good timing. Someone skimmed by credit card and took $1600 AUD out of two cash machines in $800 batches.

I've never used this card in an ATM so it must be from a store that swiped my card.

Here's my questions though, how did the fraudster know my pin number to be able to use the cloned credit card in an ATM?



It's common to have cameras mounted to record you typing your PIN along with skimming your card. It's good practice to cover the pad with your other hand.


I have never put this card in an ATM. It must have been skimmed from a swipe machine in a restaurant.

I still don't know how they got my pin. I can't imagine anyone looking at my pin in a restaurant. It seems like such a hard and non-scalable way to do this kind of thing.


I think that a pinpad is not that hard to hack. OTOH whenever I read about skimmers getting caught, they seem to use really low tech methods - keen eye, perhaps aided with a mirror or a small camera.


All the keypads I've used in stores have been physically removable and I always cover. I'm guessing the key pad was also tampered with.




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