The other thing is that this outage is affecting whole departments. If you lose your laptop, that's one person out. If the SaaS goes down, all users lose out. In a department heavy with photoshop users, it brings that department to a halt.
Actually, the situation isn't that bad: the outage hasn't affected whole departments, it's affected a whole industry. Which means that your competitors' design departments are just as screwed as yours, so you have nothing to worry about.
What if the SaaS closes? Everyone but the people using non SaaS will be in big trouble, maybe enough to cause bankruptcy if they are very centric as that's all lost too.
