I don't understand what you're saying. This is supposed to be a plan that you get. Basically you choose it, and then get a free call or lower cost. You have noises in the background anyways. Blurring them with something better isn't really disrupting the call?
Not necessarily true. Example: when your credit is about to expire, you get a notification that the other side won't hear. Two sides in a call can hear two different sounds.