That's a rather poor example - healthcare is an exceptionally heavily-regulated industry. There's an argument to be made that many of the ills in the industry are a result of over-regulation.
That an argument can be made doesn't imply it's a good one, or that anybody should pay it any heed.
Most of the ills in the health industry stem from the fact that providers--insurers and direct providers alike--have a profit motive rather than a "provide healthcare" motive, because their market is entirely captive and literally without any (real) choice.
Most tire shops have a profit motive rather than a "provide tires" motive. It's true that tire customers aren't "captive", but I don't understand which sense of that word you mean to apply in a relevant way to health care consumers.
You don't understand how health care consumers are captive? Health care is literally something human beings cannot live without. The quality and cost of the care is far less important than its availability, because it's literally a matter of being healthy and surviving, or becoming or continuing to be ill, deteriorating and then dying. Healthcare consumers, in other words, don't have real choices in where and how they obtain care. This isn't the case with tires (or almost any other non-essential good or service).
