Me too. There has to be some sort of psychological shift. Kiva has been a way to help the poor in the theoretical the developing world, That place with starving sad ad children that's plagued by everything & $1 a day can make such a difference in a child's life.
When it's US-2-US, you are going to be associating this with something more real. I have no idea if it'll be associated positively or negatively .
When it's US-2-US, you are going to be associating this with something more real. I have no idea if it'll be associated positively or negatively .