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I think it is definitely fraudulent on the website's part, but I am intrigued by the fact that you girlfriend did not notice the charge on her card for 8 months? May be she was away from her home and busy with her studies but didn't keep a tab on her finances? Where the money is coming and where it is going? Didn't she get her credit card statement in email or she can't see it online on her card issuer's website?

I really don't understand how can one fail to notice a monthly charge, month after month after month. I think this kind of gross financial negligence on part of the customers is what bolsters these fraudsters and their business model of charging a monthly subscription.




The credit card was issued by China Construction Bank. China's financial & banking system is not as advanced as the US, many Chinese people don't use online banking at all.

Her father was the main card holder, and she was using the second card, her father paid the bills every month as soon as he received the paper statement, he didn't notice anything suspicious.


What you just did was "blame the victim" and basically green-light the asshole company's behavior.

You're shifting the blame away from the scammers.




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