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This is not true with my UK insurance - I self insure my mum's car through Elephant - and declare it as such.


It may be that my information is out of date, but I am genuinely surprised. It was declared legally impossible when I tried to do it - some years ago admittedly - and that was confirmed by my lawyer colleague.

Perhaps it's changed. I would think it a legal minefield.

It's a moot point - the other contributions have given sufficiently convincing reasons for getting your own car rather than borrowing one.




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