Is it possible to take payments using Stripe without having to ask for or provide the billing address with the transaction?
I'm looking at the docs right now and it says the "address" field is optional... But how could that o.k. the transaction without the validation process (fraud check) comparing the CC's billing address (from the card network) against what the buyer supplied?
The reason I'm asking is I sell software and the billing/shipping address is useless to me.
Yes, you can charge people without the address field. You still need the CVV code for fraud protection.
I read somewhere that credit card companies charge lower rates if the address is provided as well. If that's the case, it seems like Stripe normalizes the price for you.
It's optional but highly recommended. I've spent a lot of time in the Stripe docs over the last couple weeks building my new project integrating Stripe.
I'm looking at the docs right now and it says the "address" field is optional... But how could that o.k. the transaction without the validation process (fraud check) comparing the CC's billing address (from the card network) against what the buyer supplied?
The reason I'm asking is I sell software and the billing/shipping address is useless to me.