Your argument is unconvincing. You rely too much on the idea that all malleable variables in a person's life are under their control and that they have the knowledge or personal ability to change them and furthermore that if they don't then they deserve the outcome.
I mean, seriously, "No, no, don't help this mother because her child has a chronic disability. It's not going to do anything in the long run." "This dude's poor and is manic-depressive, I don't think we should give him any psychiatric assistance because, seriously, he's not going to STOP being manic-depressive." "This guy over here lost his home because his house burnt down and his insurer is refusing to honor his claim. Don't worry about him! He'll just pick himself up by his bootstraps!"
I mean, seriously, "No, no, don't help this mother because her child has a chronic disability. It's not going to do anything in the long run." "This dude's poor and is manic-depressive, I don't think we should give him any psychiatric assistance because, seriously, he's not going to STOP being manic-depressive." "This guy over here lost his home because his house burnt down and his insurer is refusing to honor his claim. Don't worry about him! He'll just pick himself up by his bootstraps!"
Fuck off.