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Ask HN: How to borrow money?
3 points by shire on Aug 9, 2013 | hide | past | favorite | 1 comment
What is the best way to borrow money? a very necessary situation occurred where I have to pay money but don't have the total amount on me so I need to borrow, I would be willing to pay with interested of course within only 5months. I want to borrow at least $3k.


Borrowing is ideally on flexible (or no) terms, with as low an interest rate as possible.

Friends, family and fools come first as a source of borrowing.

Then perhaps a credit card (0% intro APR if possible; that should play well against your 5 month plan to repay).

LendingClub, Prosper.com, and similar make a song and dance a possible vector for getting crowdsourced loans.

Then perhaps a bank loan, or title loan/second mortgage if you have anything of value.

Depending on what you plan on spending the money on, store credit cards from Walmart, etc. can also come in handy.

Hopefully you're not planning on investing it in Bitcoin mining equipment from a mysterious seller on the internet.




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