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You should check this out: http://www.richdad.com/Rich-Dad-Games/CASHFLOW.aspx

The idea of home ownership is that you aren't even (really) paying rent. You are investing and the money should return at some point in your life.

It's reasonable to conclude that your house could lose money, BUT there is a reason real estate companies exist. If you purchase homes with a focus on investing (and perhaps living there for a time) you will come out ahead.



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