I'm no expert, but seems like a big deal for all Android phones to report to a major credit bureau that determines whether you can rent an apartment, buy a house, get a job, a promotion, etc.
Not only that
a) It's mandatory, not something you can turn off. Unless you want no apps on your phone.
b) There is no error message saying "Could not connect to Equifax." It just asks if you want to "Retry" starting the app.
Their server certificate is from Equifax Secure Certificate Authority, disabling it will make the https connection fail.
To my knowledge, verifying the server certificate from a local CA store does not send data to the CA itself, do you have any reason to think otherwise?
Not only that
a) It's mandatory, not something you can turn off. Unless you want no apps on your phone.
b) There is no error message saying "Could not connect to Equifax." It just asks if you want to "Retry" starting the app.