Yeah, I was talking about VTSAX. VTSMX is a newer product that Vanguard offers. It has a $3000 minimum balance... but a higher expense ratio. If you can afford the $10,000 initial deposit, you should always go VTSAX over VTSMX.
Its not on my plan either :-p So don't feel bad about it. My plan is closer to a 0.19% expense ratio.
I hear of people in other jobs who do in fact have VTSAX in their 401k plan, but its obviously on a case-by-case basis, and highly depends on your employer's choices.
