I know paypal has been really obnoxious trying to get me to withdraw from my bank account instead of my credit card, but they've actually removed the choice now.
I hate them so much. Please, someone displace them everywhere.
Default Payment Methods *
When you make a payment, if you have not selected a Preferred Payment Method, PayPal will fund your transaction in this order:
PayPal Balance
Instant transfer from your bank account (if eligible)
PayPal Credit (Bill Me Later, PayPal Extras Card, or PayPal Smart Connect)
Debit card
Credit card
eCheck (a delayed transfer from your bank account - may result in significantly slower shipping by seller)
* Note: If you do not want to use your Balance, you can withdraw it before making a payment. For In-Store Checkout, PayPal will only use your Balance to fund your transaction if you select it as a Preferred Payment Method and you have sufficient Balance to cover the entire transaction amount. In-Store Checkout includes PayPal Grace Period transactions.