no. you are completely wrong and also fallacious. here is why.
i am not under any sort of misconception. i was refuting an unequivocal claim that "millionaires do not..." with 100% verified fact that yes, they in fact, do. certainly not all of them, but certainly not anywhere near NONE of them.
i never said my anecdotes were typical. you put those words into my mouth. i was refuting an unequivocal claim with specific equivocations. STRAW MAN ALERT.
and i am not fucking naive, obviously i know a lot of people have high incomes and just spend all their money and have bank accounts that look like dog shit. nobody ever said that wasn't the case. STRAW MAN ALERT.
and you know what? that is a perfectly valid way to live. the great thing about money is you get to do whatever the fuck YOU want to do with it and not what some self-righteous cheapskate on the internet tells you.
When the guy said "millionaires do not..." I think it was pretty clear he was not actually making a universal, unequivocal statement. Yes, some do. Many do, in fact--there are a lot of millionaires on this planet. But the typical millionaire, according to surveys, does not. The typical millionaire is self-made and worth between 1 and 2 million and is at least 50 years old. Those assets will typically be used to sustain a comfortable life in early retirement. Someone who makes 10 million at age 30 is not typical at all, even though there are, numerically, a lot of such people. There are simply far more millionaires who had good careers, spent wisely, lived somewhat frugally (at least relative to their salaries), saved up, invested, and now enjoy their retirement.
And yes, of course, you can spend your money however you want. That includes spending so much of it that you aren't even a millionaire, even if you easily could be.
i am not under any sort of misconception. i was refuting an unequivocal claim that "millionaires do not..." with 100% verified fact that yes, they in fact, do. certainly not all of them, but certainly not anywhere near NONE of them.
i never said my anecdotes were typical. you put those words into my mouth. i was refuting an unequivocal claim with specific equivocations. STRAW MAN ALERT.
and i am not fucking naive, obviously i know a lot of people have high incomes and just spend all their money and have bank accounts that look like dog shit. nobody ever said that wasn't the case. STRAW MAN ALERT.
and you know what? that is a perfectly valid way to live. the great thing about money is you get to do whatever the fuck YOU want to do with it and not what some self-righteous cheapskate on the internet tells you.