Further, the reason people used Dwolla in the first place was because of their "no chargebacks" policy, which doesn't even exist anymore.
Actually, even when they had their "no chargebacks" policy, they started secretly processing chargebacks, and not even telling the people they were taking money from.
Google for the story about how Dwolla bankrupted the TradeHill exchange by stealing money from them, not showing any affadavits for the money they took from them, and then blocked them from even withdrawing their own funds.
Throughout 2011 it was the primary method of converting USD to bitcoin. It was practically their whole business.
During the hype that brought bitcoin to it's highest price so far, Dwolla's profits exploded.
Looking at their promo e-mails, the amount of time between them going from 1M/week in transactions to 1M/day in transactions was only one month.
Once they got big enough, they've not only turned on the people that built their empire, but are now actively targeting them.
It's hard for me to decide if I hate Paypal or Dwolla more.