On: Xbox wants you to pay 24 to 40 cents per hour to stream games you bought

[Aurornis]

> there's a reason car loans are always low monthly payments to start, with a balloon payment at the end, when you are maximally invested...

Balloon payment loans are very rare in the United States. I don't know where you live but I don't think you realize how unusual balloon payment loans are.

[swiftcoder → Aurornis]

They are the default in much of Europe, though the expectation is that you'll likely trade the car in when the balloon comes due.

[dahcryn → swiftcoder]

not in my part of europe?

[swiftcoder → dahcryn]

Here in Spain it is pretty much all car loans. Also popular in the UK and Ireland (Personal Contract Purchase), Germany (Ballonfinanzierung), France (Crédit Cool), and so on