It blows my mind that, in the frame of an outside observer, time appears to stop at the event horizon. An observer falling through the horizon (who survived the radiation and tidal forces) would not perceive this.
Assuming they do fall through it. Remember they're about to receive an entire universe lifetime's stellar radiation compressed into a microsecond.
(Which is another reason some people think we might be living inside a black hole. An entire universe of energy released in zero time is literally a Big Bang. It would form into stars and galaxies.)
You would turn into plasma cloud long before getting there. How your specific atoms or parts of them, highly separated across long distances perceive that moment is practically irrelevant