Do you know of any EU payment processor that supports recurring payments like a SaaS would need (subscriptions, subscription state tracking, automatic retries of failed payments)?
I looked but couldn't find any. Adyen does not do this on its own AFAICT, only with 3rd party addons that implement recurring payments on top of it. Mollie claims it does this but is woefully incomplete (no failed payment retries for example), and appears to be all in on slop.
I was investigating this 5 months ago and the answer their slop machine gave was:
> Does Mollie retry failed payments (dunning) and track subscription states?
Mollie does not currently provide automatic dunning or retry logic for failed subscription payments. Subscription states like active or past due are tracked, but you need to implement retry and notification logic in your system. This is a common feature request and may be on the roadmap, but no official release date is available.
From your link, note though:
> If your subscription payment does not succeed, Mollie may attempt it again up to 5 times (once a day), depending on the failure reason. After all retries have been exhausted, the subscription will be cancelled.
If there's a payment issue, I would not consider cancelling the subscription 5 days after the first failure as reasonable. I would expect the subscription to go into "past due" state, and to keep retrying.
I looked but couldn't find any. Adyen does not do this on its own AFAICT, only with 3rd party addons that implement recurring payments on top of it. Mollie claims it does this but is woefully incomplete (no failed payment retries for example), and appears to be all in on slop.