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Bundling a real product with a financial institution is a time tested strategy.

Airlines with their credit cards are basically banks that happen to fly planes. Starbucks' mobile app is a bank that happens to sell coffee. Auto companies have long had financing arms; if anything, providing insurance on top of a lease is the natural extension of that.





> Auto companies have long had financing arms

I have in fact heard it said that VW group is a financing company with a automobile arm. From some points of view, that seems correct.




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