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> Modern e-readers can read all of the above and are very cheap so there is no reason to refuse any (unless they charge too high of a fee)

Nearly all of them will have some recurring service fees and paying ~3% to process credit card payments is fairly unavoidable, but those aren't even the biggest costs. You have to install card readers everywhere, which is not just the equipment cost but also the labor to install them, and maintain them, and keep them networked with all the costs of that. If any of it fails it's a service interruption which means you need redundancy and overnight support. People call you with billing problems or commit fraud and have to be investigated.

What's the point of any of that when the fares are generating less than 1% of the state budget, have privacy issues and deter people from doing something you want to encourage?



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