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> The filesystem architecture is straightforward, comprising three file types: master files (MFs) serving as the root directory; dedicated files (DFs) functioning as subdirectories or applications; and elementary files (EFs) containing actual binary data.

AFAIK, this is the exact same protocol used in all other kinds of smart cards, including credit / debit (EMV) chip cards, both standard and contactless, as well as SIM cards.

Not sure whether public transit, employee ID and TV cards use it too, but I wouldn't be surprised.



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