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Makes sense. Just like how when you put money in the bank they have to put it in a big vault and not touch it so you can access it in the future. Oh wait... rules for thee and not for me.


Not sure what you mean... banks definitely have to worry about people unexpectedly coming and asking for all their money back [1]. The difference is, that risk management is the bank's core business. That's not the business Anthropic wants to be in.

[1] https://en.wikipedia.org/wiki/Bank_run


Banks have very strict legal rules about minimum balance sheets. They don't have to have 100% coverage, but that doesn't mean it isn't there.


A fraction of it, it is called fractional reserve banking for a reason.




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