On: The Convenience Trap: Why Seamless Banking Access Can Turn 2FA into 1FA

[FuriouslyAdrift]

I use a PIN to unock because of legal rulings as you cannot be compelled to give your PIN (5th Amendment applies because it's "testimonial") but you can be compelled to use biometrics (5th does not apply).

Individual apps I use biometrics except on reboot if they support that.