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Our common, accepted knowledge - and what we should demand - is that all KYC be concentrated in actual banks.

Actual banks (not fintech barnacles) enjoy a very privileged position in terms of verifying identity and legal mechanisms afforded to them.

If a non-bank actor can verify against an actual bank, that should be enough…

It is absurd that, for instance, a small saas/iaas provider should perform any form of KYC when we can match a successful payment against a bank.





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