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IF the family had $300 in disposable income to spend then yes, but if you are living paycheck to paycheck and have little to no savings that $300 is a lot of food for the family or is going to keep the lights on for a few more months. Many are probably aware that it is a good deal in the long term but if that investment makes you late on the rent or gets the power shut off then it isn't worth it.


$25/mo is a lot easier to manage and justify, especially since it's a guarantee of free access for at least 6 years past the last payment.




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